Health Insurance
Australian Unity is committed to ensuring that health insurance remains affordable for all Australians. Changes we make to our products are done with careful consideration, the impacts to our members. We have a long history of supporting our members through good times and bad times and are proud of the work we have done to keep health insurance affordable over the last couple of years.
Premium increases normally occur every April across all health funds. Each year we review our premiums, considering a range of factors. This includes the increased cost of healthcare services, Australia’s ageing population and rise in chronic conditions, and ensuring the fund remains sustainable over time so we can continue to cover our members.
Depending on the type of cover you hold, your premium can also be affected by other factors including the Australian Government Rebate on private health insurance and any Lifetime Health Cover loading. Any changes to these factors can result in changes to your current and/or future premium.
If you pay your health insurance premiums in advance and we receive payment by end of 31 March 2024, you could effectively lock in today’s price until 31 March 2025. This means you won’t be affected by any increase in the price of your cover for this period. Paying in advance locks in the price only, and not the terms and benefits of your cover (which may change from time to time). Please contact us to find out more.
Call us 1300 167 310
Australian Unity has a proud history of supporting our members wellbeing when it matters most. We understand the cost-of-living pressures have had a significant impact on our community. That’s why we deferred our premium increases on two occasions, making us one of the only health funds to keep our rates the same since 2022. This deferral builds on the range of relief and support measures we have provided to date and will bring the total to approximately $98 million.
Health insurance can get pricey, so we’re always looking for ways to make it more affordable. It’s why we’ve launched some new hospital products, including a co-payment with a lower premium option.
Save money on everyday things like groceries, fuel and entertainment at leading retailers like Woolworths, Bunnings, and Priceline. You can also buy gift cards for less, for you or for a friend. T&Cs apply.
You wanted improvements. We’ve listened. Our new App and Online Member Services make it easier to do the things you want to do, at home or on the go.
If a friend or family member joins us on your referral, we’ll give you a $100 gift card. There’s no limit to how many people you can refer or how many gift cards you can get! T&Cs apply.
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