Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (“Australian Unity Bank”, “we”, “us”) is authorised to arrange Home, Landlord, Motor and Caravan
& Trailer Insurance as agent for the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). Travel insurance is arranged by us as agent for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) who issue and manage Travel Insurance for the insurer Allianz.
Any advice given by Australian Unity Bank, AGA or Allianz is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements available from our website. If you purchase a home, landlord, motor, caravan and trailer or pleasure craft policy, we will receive a commission from Allianz that is a percentage of the premium. If you purchase a travel insurance policy we will receive a commission from AGA that is a percentage of the premium.
Search ‘Australian Unity Bank Financial Services Guide’ to learn more. The Travel Insurance Target Market Determination is available at www.allianzpartners.com.au/policies/. Other Target Market Determinations are available by calling 1300 130 935.
Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Australian Unity Bank Limited ABN 30 087 652 079, AFSL 237994 (AUBL). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and AUBL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au. It’s important that you read Australian Unity’s FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank FSG here.
*To be an Australian Unity Member, a person must hold an Australian Unity product and/or service, which includes: holders of Australian Unity Private Health Insurance membership, Banking and Investment products, Financial Advice customers, MCI members, residents of Australian Unity Retirement Communities and, where they have opted-in, residents of Australian Unity Residential Aged Care Communities, Home Care customers and Disability Services customers. Members must be 18 years or older. Customers holding or using only the following products and services are currently ineligible for Australian Unity membership: Australian Unity General Insurance . Membership eligibility rules are subject to change. Please refer to the Australian Unity Limited Member Rules available here.
^
Offer valid only for new members on new memberships, commencing between 2 January to 30 June 2025. Read terms and conditions.
1 This offer is available to customers who hold an existing Australian Unity product or service and Australian Unity members who a) purchase a new comprehensive car, home & contents (inclusive of building cover), landlord (inclusive of building cover) or caravan & trailer insurance policy underwritten by Allianz through Australian Unity Bank over the phone or online and b) mention or enter the promo code MEMBER in the promo code field at the time of purchasing the insurance policy. Contents only and Landlord Contents only policies are not eligible for a gift card. This offer is not available to Australian Unity staff. Australian Unity Bank reserves the right to amend or discontinue the offer at any time. The member will receive one $200 Mastercard prepaid card for each home & contents or landlord insurance policy inclusive of building cover purchased, a $100 Mastercard prepaid card for each comprehensive car insurance policy purchased and a $50 Mastercard prepaid card for each caravan & trailer insurance policy purchased. Gift cards are issued by EML Payment Solutions Limited (EML) ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard Asia/Pacific Pte. Ltd. EML deals with any funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All gift cards will be delivered by post. Australian Unity Bank will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be provided. Gift card will not be issued if premium is not paid, or policy is not current when gift card is issued. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Mastercard gift cards are subject to the terms and conditions that appear on the Gift Card letter or at www.ugca.au This offer can be altered or withdrawn at any time by Australian Unity Bank without notice.
2 If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached. Discounts do not apply to optional covers for Domestic workers’ compensation / Landlord workers’ compensation, and may not apply to other optional covers (if available and selected).
3
The online discount applies when you quote and buy a new comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.
4
When you both quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium. This discount is not applied to Domestic workers’ compensation (if available and selected), or upon renewal. Minimum premiums apply.
5The 10% discount is the total discount on offer for the product, based on standard premium rates. It is available to customers who hold an existing Australian Unity product or service, including Australian Unity General Insurance, Banking, Private Health Insurance or Independent & Assisted Living. It can be accessed by entering the membership number, customer number or product held with Australian Unity in the membership field when obtaining a quote online. This discount applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey, contact Allianz Global Assistance to find out more. Not available in conjunction with, or in addition to any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
6
When you both quote and buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium. This discount is not applied to Landlord workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.
7 This 5% discount is available to customers who hold an existing Australian Unity product or service and Australian Unity members, who tell us they are a customer or member when they take out a new Australian Unity product or service together with Petinsurance.com.au - Pet Insurance policy. Not available in conjunction with any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer. Australian Unity Bank may amend or discontinue this offer at any time. Discount is applied for the first year of cover, and each year after that whilst the offer remains available If you cease to hold an Australian Unity product or service (in addition to your Australian Unity Pet Insurance) and/or are not an Australian Unity member, Australian Unity may remove the 5% discount benefit on your Pet Insurance.
8 10% discount includes all other retail discounts and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. This discount is not to be used in conjunction with any other offers or discounts except a valid weeks free promotional offer or the Refer a Friend promotional offer subject to relevant T&Cs.
9 100% back on preventative dental only available at service providers within Australian Unity Health Limited’s No Gap Dental network. Available on selected products and subject to annual limits and waiting periods.
10 Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
11 The ongoing variable interest rate applicable to the Freedom Saver Account is determined by the value of the balance in the Freedom Saver Account. Balances up to $5,000,000.00 are eligible to earn interest as outlined by the interest tiering structure set out in the Schedule of Interest Rates – Transaction and Savings Accounts. When your balance increases to the next interest rate tier you will receive the interest rate for that tier on the entire balance of your Freedom Saver Account. Interest is calculated daily and paid monthly. Balances over $5,000,000.00 will not earn interest. Freedom Saver Accounts are required to have a linked Australian Unity Transaction Account and all withdrawals must be made via the linked Transaction Account. The Freedom Saver Account is only available to new customers aged 16 or over. Offer is limited to 1 Account per customer. Customers cannot open a new Account within 90 days of closure of the same type of Australian Unity savings or transaction Account. Refer to the Schedule of Interest Rates – Transaction and Savings Accounts booklet for more details on fees applicable to the Australian Unity Bank Transaction Account and Freedom Saver Account. Interest rates are subject to change at Australian Unity Bank’s discretion and in accordance with the relevant notice period prescribed within the ‘Australian Unity Bank Transaction, Savings and Investment Products Terms and Conditions’.
12 The $1,000 cash back offer applies to new loans with a new security only, does not apply to construction loans, and is a one-off payment only, is not transferable and is payable into the customer's Australian Unity transaction account upon settlement of the eligible loan. Loans must be approved and settled to quality for the offer. Standard lending criteria, fees & charges, terms and conditions apply. The cash back payment of $1,000 does not affect the cost of the loan in any way. Minimum loan amount $250K. Australian Unity reserves the right to amend or discontinue the offer at any time.
