Fees, and charges and lending criteria apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms and Conditions before applying for any product. Australian Unity Bank Limited is covered by the Financial Claims Scheme, which protects depositors through the provision of a guarantee on deposits up to a cap (currently $250,000) per account holder, per authorised deposit-taking institution (ADI). For more information please view our page or the APRA website at www.fcs.gov.au.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions, any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.

¹ The bonus interest rate is an interest rate this savings account offers on top of the variable interest base rate. This bonus interest rate is offered as a conditional rate meaning certain conditions must be met each month before you can qualify. Balances up to $20k are eligible to earn the bonus interest rate, however any balances above $20k will earn the base variable interest rate only. Interest is calculated daily and paid monthly. A 'month' commences on the first calendar day of a month and concludes on the last calendar day of the same month. The account is only available to new customers aged 14 years and younger. Bonus interest rate offer is limited to 1 account per customer. Refer to Fees and Charges for more details on fees applicable to the Australian Unity Transaction Account and the Kids Saver Account.

Our Target Market Determinations are available here.