Wealth

Cash and fixed interest funds

Cash and fixed interest funds can play an important role in any portfolio and usually deliver more stable returns with lower volatility than share funds.

Why invest in cash and fixed interest funds?

Our range of cash and fixed interest funds are designed to deliver stable income generation coupled with low capital volatility. Fixed interest investments are referred to as ‘conservative’ or ‘defensive’ assets because they usually deliver more stable returns with lower volatility compared to other asset classes like Australian shares.

The benefits of investing in cash and fixed interest funds can include:

investing across a range of different assets can help to protect your investment during times of economic and market volatility
allocating funds across a number of assets can help secure your investment over the long term
a strong diversification strategy can help mitigate legislative or regulatory risk
considers Environmental, Social and Governance issues when selecting investments

Features

Stable income

Income returns are stable and paid at regular intervals, normally monthly or quarterly.

Good defence

In times of volatility and irrational markets, having a defensive allocation to cash and fixed interest investments can help protect against capital losses.

Diversification

Adding a cash and fixed interest fund into your portfolio can help protect against market volatility and share market instability.

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Altius

Altius are Australian leaders in the Environmental, Social and Governance (ESG) investment space, specialising in sustainable cash and fixed interest.

Along with ethical investing, Altius aim to deliver solid income generation coupled with low capital volatility, focusing on absolute returns. They aim for consistently strong results in all Australian market conditions, taking advantage of the mispricing of bonds using their extensive experience.

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Strengthened by Australian Unity

Altius are an independently run investment business owned by Australian Unity. With extensive experience in cash and fixed interest, they are responsible for the management of their funds. Australian Unity bring the financial and regulatory support – plus their 180 year history of improving wellbeing for Australians.