Cat insurance

Get a $100 VetShop Australia Voucher^

Plus, 5% discount for Australian Unity customers¹

Get a quick quote

Why get cat insurance through Australian Unity?

Despite spending most of their lives curled up asleep, we all know the mischief our furry pals can find themselves in. One second they’re in a shoe box, the next, the neighbour’s roof.

Up to 80% back

Get back up to 80% of eligible vet costs*

Choice of Excess

Enjoy flexibility with a choice in excess ($0, $250, $500)

Routine Care Benefit Option

Vaccinations, de-sexing, micro-chipping, and many other day to day reasons to visit the vet

Claim on the spot with GapOnly®

Don’t pay the full Vet invoice upfront, simply pay the gap amount not covered by your policy on eligible claims with GapOnly^®>

Australian Unity customer discount

5% policy discount for existing Australian Unity customers¹

myPetPass™

As a petinsurance.com.au customer, unlock extra support and savings on everyday pet essentials with myPetPass^TM.

Cat cover options

	Bronze	Gold	Platinum
Annual Benefit Limit	up to $20,000	up to $20,000	up to $30,000
Benefit Percentage	80%	80%	80%
Excess (per condition, per policy period)	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years	Older than 8 weeks and younger 9 years	Older than 8 weeks and younger than 9 years
Coverage	The following specified conditions only: ingestion of a foreign object poisoning feline lower urinary tract disease gastrointestinal problems diabetes hyperthyroidism heart disease outer and inner ear infections arthritis renal disease cancer	Specified accidental injuries and illnesses	Specified accidental injuries and illnesses
Consultation sub-limit (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	n/a	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions sub-limit	n/a	$4,000 per leg per policy period	Up to annual benefit limit
Hip Joint Surgery sub-limit (Total Hip Replacements are included)	n/a	$6,000 per hip	Up to annual benefit limit
Emergency Boarding sub-limit	$1,000	$1,000	$1,500
Dental Illness Benefit Limit	$1,000 (Optional cover – in addition to your annual benefit limit)	$1,000 (Optional cover – in addition to your annual benefit limit)	$1,000 (included – as part of your annual benefit limit)
Waiting Period	0 days for specified accidental injury 21 days for illness and specified conditions 6 months for cruciate ligament conditions (not covered on Bronze Cover) 6 months for dental illness benefit (if applicable)
Optional Extras Available	Routine Care (non-insurance benefit)	Routine Care (non-insurance benefit)	Routine Care (non-insurance benefit)
	Get a quick quoteGet a quote	Get a quick quoteGet a quote	Get a quick quoteGet a quote
What's not covered?
	Refer to the Product Disclosure Statement (PDS) for further details about policy exclusions.

This is a limited summary of the benefits. For full details of the standard terms, conditions, limits and exclusions that apply please read the Product Disclosure Statement (PDS)
⁺We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet.

Optional extras

Routine care (non-insurance benefit)

Pet insurance can help protect your pal against the unexpected. But, as we all know, they aren’t the only costs that come with owning a pet. In order to keep them happy and healthy, regular vet visits are required, but the good news is we can provide a contribution to those too.

For just a little extra, you can add Routine Care to your policy to help cover the following:

$100 annual benefit limit for any one of the following

Desexing
Microchipping
Heartworm control
Teeth cleaning
Prescription diets
Cremation or burial
Dental illness treatment
Council registration fees
Obedience training
Behavioural therapy
Alternative therapies

PLUS $50 annual benefit limit for any one of the following

Vaccination or health check
Flea/tick/worm control
Blood Screen

Your ticket to extra pet perks

As a petinsurance.com.au customer, unlock extra support and savings on everyday pet essentials with myPetPass™.
At no additional cost, myPetPass™ gives you access to:

first-class online vet care anytime, anywhere now accessible directly from the Customer Portal
discounted pet prescription medication, delivered to your door
discounts on a wide range of flea, tick and work treatments, and
savings on premium pet food.

With new offers being added regularly, myPetPass™ makes it easier to care for your fur baby.
Go to myPetPass.com.au for full T&C 's and to learn more*.

Get in touch

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Call on 1300 130 935

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About us

Established in 1840, we are Australia’s first wellbeing company.

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Important Information

Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Australian Unity Bank Limited ABN 30 087 652 079, AFSL 237994 (AUBL). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and AUBL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au. It’s important that you read Australian Unity’s FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank FSG here.

¹ This 5% discount is available to customers who hold an existing Australian Unity Limited product or service, including Australian Unity Limited General Insurance, Banking, Private Health Insurance, Independent & Assisted living and tell us they are a customer when they take out a new Australian Unity Pet Insurance policy. Not available in conjunction with any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer. This offer can be withdrawn at any time by Australian Unity. Discount is applied for the first year of cover, and each year after that whilst the offer remains available. Australian Unity reserves the right to remove the discount if you cease to hold one of these products.

GapOnly^® is a trademark owned by PetSure (Australia) Pty Ltd.

>The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner. Please visit GapOnly® to search for GapOnly® enabled vets.

**Policy Terms and Conditions, limits, waiting periods, exclusions and excesses apply.

*myPetPass^TM is a rewards programme provided by PetSure (Australia) Pty Ltd and available to holders of active petinsurance.com.au policies. myPetPass^TM perks are provided by PetSure and third-party suppliers and also subject to these third-party suppliers’ terms and conditions. myPetPass^TM perks and/or the myPetPass^TM rewards programme may be amended or withdrawn any time without notice. Full Terms & Conditions available at mypetpass.com.au/terms.

^ Offer starts on 12:01am AEDT, 7 January 2025 and ends at 11:59pm AEDT , 17 February 2025 (Offer Period). Offer provides eligible new customers with the following benefits:

$100 VetShopAustralia e-voucher (‘e-voucher’), when you purchase a Petinsurance.com.au Policy through Australian Unity at: www.australianunity.com.au/insurance/pet-insurance during the Offer Period. Offer not available with any other offer except for the 10% multi-pet discount for additional pets and any Australian Unity applicable member offer. Australian Unity reserves the right to withdraw, vary or extend this Offer at any time, without notice. Offer subject to Petinsurance.com.au Policy T&Cs available at www.australianunity.com.au/insurance/pet-insurance. Eligibility criteria applies, refer to the Product Disclosure Statement.

Specific terms and conditions for this Offer is as follows:

E-voucher:

E-voucher subject to Vetshop Australia’s terms and conditions set out at: Discount Pet Supplies & Pet Health Specialists | VetShopAustralia.
Maximum of one e-voucher per customer during the Offer Period. To receive e-voucher, Customer must provide a valid email address upon policy application and then have paid for their petinsurance.com.au policy for 40 days (‘holding period’). For the avoidance of doubt, the cancellation of your petinsurance.com.au policy within 40 days from policy commencement date will forfeit the right to receive the e-voucher.
Email containing the e-voucher, e-voucher code and redemption instructions (‘redemption email’) will be sent to the email address provided upon application of the petinsurance.com.au policy. Please allow an additional 10 business days after becoming eligible for e-voucher for the redemption email to be sent.
To redeem the e-voucher, customers must: (i) order online or by phone from Discount Pet Supplies & Pet Health Specialists | VetShopAustralia; (ii) provide the e-voucher code at the time of purchase; and (iii) spend a minimum of $100 in a single transaction.
Australian Unity will not be held responsible for any damaged, undelivered, lost, or stolen e-voucher codes and no replacement will be provided.
Purchases exceeding balance require a different payment method. Limit of one voucher per transaction and not available with any other offer or discount except for multi-pet discount.