Overseas Visitors Health Cover
Using your Overseas Visitors Cover
Whether you're on a working visa, or just visiting Australia as a tourist, having health insurance gives you peace of mind and cover when you need it most. Find out how to claim money back, make a payment, update your personal information, and get details about what you are and aren’t covered for.
Australia’s oldest wellbeing organisation
Established in 1840, Australian Unity was Australia’s first member-owned wellbeing company, delivering health, wealth and care services. We’re committed to real wellbeing for all Australians, and for us, real wellbeing means so much more than physical health. It’s about your standard of living and feeling safe in your home. It’s your personal relationships and being connected to your community. It’s about what you want to achieve in life, while having the security to get out and do what makes you happy.
For more than 180 years, we’ve had the wellbeing of Australians at the heart of everything we do. You could go as far as calling it our bread and butter – and it’s experience we’re prepared to share.
Our priority is keeping health insurance affordable for everyone
As Australia’s first member-owned wellbeing company we’re committed to ensuring that health insurance remains affordable for all Australians. Changes we make to our products are done with careful consideration, the impacts to our members. We have a long history of supporting our members through good times and bad times and are proud of the work we have done to keep health insurance affordable over the last couple of years.
Our track record

Deferral of 2023 premium increases
Australian Unity has a proud history of supporting our members wellbeing when it matters most. We understand the cost-of-living pressures have had a significant impact on our community. That’s why we deferred our premium increases on two occasions, making us one of the only health funds to keep our rates the same since 2022. This deferral builds on the range of relief and support measures we have provided to date and will bring the total to approximately $98 million.
What our customers have to say
The Australian Unity Wellbeing Index
Celebrating 20 years of wellbeing research
For more than 20 years, the Australian Unity Wellbeing Index, in partnership with Deakin University, has measured the wellbeing of Australians, building a detailed picture of life satisfaction. Download the latest report at australianunity.com.au/wellbeing
How does your wellbeing compare?
Take our free Real Wellbeing test and see how you compare to fellow Aussies. The Australian Unity Personal Wellbeing Index tool offers a simple test for those wanting to measure their wellbeing. Using the seven domains of wellbeing: health, relationships, standard of living, community connectedness, personal safety, achieving in life and future security, the Australian Unity Wellbeing Index calculates an individual’s wellbeing score and indicates whether it’s in the normal range for Australians. If the score is outside the normal range, the tool offers general advice about which areas of wellbeing may be an issue for an individual.
Learn moreHave you considered extras cover?
Extras cover can help you get some of your money back on common health treatments that aren’t covered by Medicare, like dental, physiotherapy, optical, chiropractic and acupuncture. To discuss your options, contact us to speak to a member of our friendly customer service team.

Did you know?
On most of our Extras products, you can access some preventative dental treatments with no out-of-pocket costs when you visit any provider in our No Gap Dental Network (up to your yearly limit). Find out more about our No Gap Dental Cover.
We're here for you
Webchat
Call us
Calling from outside Australia?
Mon-Fri 8.30am – 6.00pm AET (excluding public holidays)