Any income that is realized as a result of business activity. Accumulated income that is realized as a result of business activity may be considered as business wealth i.e., retain profits
Compensation e.g. insurance claim, divorce settlement
Receiving monetary payment for loss of income or due to injury and marital relationship break-up.
Gift/donation
A donation is a gift given by a person, typically for charitable purposes and/or to benefit a cause. This could be in monetary form or as an asset e.g., gifting property, gifting shares/bonds (transferable securities)
Government benefits or grants
A payment made by a government agency to those qualifying in time of need.
Investment income e.g. interest, dividends, rent
Income coming from interest payments, dividends, from monetary assets and rent derived from rental/investment properties
Sale of assets
This could be via sale of motor vehicle, other fixed assets or intellectual property rights
Real estate
Customers wealth is retained in the form of Real Estate, Property or Land holding.
Bank Borrowing/Loan
The process of obtaining money, property or other material goods through a financial institution in exchange for future repayment of the principal amount along with interest or other charges.
Tax refund
The return of excess amounts of income tax that a taxpayer has paid to the state or federal government throughout the past year.
Windfall e.g. inheritance, winnings
A large amount of money that is won or received unexpectedly e.g. lottery winning, inheritance payment
Shares/Debt
Raising capital by issue shares/bonds privately or through stock exchange/bond exchange to the public/investors
Private grants/Owners’ equity
Privates grants funds received from independent individuals,firms and companies and not entail public funds. Owners’ equity is the individual contribution from the owner towards the business as capital or start-up funds or sustain the business when business is not making enough on its own.
Capital Markets/Capital raising
Financial markets that allows the organisation to raise capital through stocks, bonds, currencies and other financial assets. Example stock market and bond market.
