Fees, charges and lending criteria apply for all loans and credit cards. Please refer to terms and conditions before applying for any product.
Terms & Conditions
Banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994, 271 Spring St, Melbourne, Victoria 3000. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.
Fees, charges and lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. Before acquiring any product you should read the relevant Terms and Conditions any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here. Our Target Market Determinations are available here.
Information is correct as at 9th October 2024 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
* Terms and Conditions of Friends & Family Referral Program: Offer applies to existing Australian Unity customers, employees or partners who refer new loans with new security only. The referrer and the referred friend must not be the same person. The $500 payment is a one-off payment only, is not transferable and is payable into the referrer's AU bank account unless they do not have one in which case it will be deposited into a nominated bank account upon settlement of the eligible referred loan. Australian Unity reserves the right to amend or discontinue the friends and family offer at any time. Loans must be approved and settled to qualify for the offer, the referrer will not be notified of the outcome of the credit application. Lending criteria, fees and charges, terms and conditions apply, further details can be obtained by speaking to our lending specialists. This referral payment of $500 is a 'one-off' payment and does not affect the cost of the loan in any way. The name of the referrer must be mentioned in the initial discussion.
# Fees waived include Annual Package Fee (for the life of the loan), Fee to switch between fixed and variable rates, Loan Top Up Fee an Fee for valuations up to $1.5m.
^ The $1,000 cash back offer applies to new loans with new security only and is a one-off payment only, is not transferable and is payable into the customer's Australian Unity transaction account upon settlement of the eligible loan. Loans must be approved and settled to quality for the offer. Standard lending criteria, fees & charges, terms and conditions apply. The cash back payment of $1,000 does not affect the cost of the loan in any way. Minimum loan amount $250K. Australian Unity reserves the right to amend or discontinue the offer at any time.
