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Dog insurance

5% discount for Australian Unity customers3

Dog cover options



Silver
Gold
Platinum
Annual Benefit Limit up to $20,000 up to $20,000 up to $30,000
Benefit Percentage 80% 80% 80%
Excess (per condition, per policy period) 
$0, $250, $500 $0, $250, $500 $0, $250, $500
Eligibility Older than 8 weeks and younger than 15 years Older than 8 weeks and younger 9 years Older than 8 weeks and younger than 9 years
Coverage Specified accidental injuries; and the following specified illnesses only:
  • tick paralysis
  • heat stroke
  • gastric dilatation-volvulus (GDV);
  • trauma induced respiratory impairment (for example, if your pet chokes or experiences near-drowning);
  • traumatic spinal disc rupture;
  • torn nail;
  • embedded grass seed;
  • soft tissue injury; or
  • eye trauma.
Specified accidental injuries and illnesses Specified accidental injuries and illnesses
Consultation sub-limit (Home visits included)+ $500 $500 Up to annual benefit limit
Paralysis Tick Sub-limit $2,000 $3,000 Up to annual benefit limit
Cruciate Ligament Conditions sub-limit $3,000 per leg per policy period $4,000 per leg per policy period Up to annual benefit limit
Hip Joint Surgery sub-limit (Total Hip Replacements are include $6,000 per hip $6,000 per hip Up to annual benefit limit
Emergency Boarding sub-limit $1,000 $1,000 $1,500
Dental Illness Benefit Limit $1,000 (Optional cover – in addition to your annual benefit limit) $1,000 (Optional cover – in addition to your annual benefit limit) $1,000 (included – as part of your annual benefit limit)
Waiting Period 0 days for specified accidental injury
21 days for illness and specified illness
6 months for cruciate ligament conditions 
6 months for dental illness benefit (if applicable)
Optional Extras Available Routine Care (non-insurance benefit) Routine Care Dental (non-insurance benefit) Routine Care (non-insurance benefit)
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What's not covered?

Refer to the Product Disclosure Statement (PDS) for further details about policy exclusions.

This is a limited summary of the benefits. For full details of the standard terms, conditions, limits and exclusions that apply please read the Product Disclosure Statement (PDS)
+We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet.