Your price
Providing the following information will help us calculate the price that you would need to pay for your health cover.
Email Sent
Your quote has successfully been emailed to your nominated email address. Remember to check your junk mailbox in case your email program blocks our email to you by mistake. If you requested a call back, we will be in touch with you shortly. Need help? Call one of our health insurance experts on 13 29 39.
Something went wrong!
Our apologies, something went wrong when sending your email.
TOTAL FROM:
$
YOUR DETAILS
2
REVIEW YOUR COVER
3
JOIN
TOTAL FROM:
$90.70
Monthly
30 day off cooling periodJoin now with peace of mind
Change your Extras cover below
Find the right level of cover for your needs
Cover requirements
6 weeks free
Enjoy 6 weeks free when you join hospital & extras or extras only cover.
Ends 30 June. T&C’s apply.
Wellplan Rewards program
Get rewarded with extra benefits & discounts. Use gift cards at over 100+
stores for groceries, fuel, restaurants and travel to name a few. Learn more.
Key:
Benefits paid under your cover up to specified yearly limits, per person, per calendar year.
Corporate Lite Extras
From
$11.83*
Includes 4% direct debit discount
50% back extras cover for those looking for the basics with a flexible yearly limit, plus 100% back on optical and selected services through our No Gap Dental Network.
Cover includes non-student dependants aged 23 and over.
Extras cover
$870 per person per calendar year ^
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
$400 combined limit with general dental and preventative dental -
Preventative dental$400 combined limit with No Gap Dental and general dental
$400 combined limit with No Gap Dental and general dental -
General dental$400 combined limit with No Gap Dental and preventative dental
$400 combined limit with No Gap Dental and preventative dental -
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$170 limit -
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$200 limit combined with Exercise Physiology, Chiropractic/Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Chiropractic & Osteopathy
$200 limit combined with Physiotherapy, Exercise Physiology, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Remedial massage
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$100 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$100 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$100 limit combined with Gym Membership and Nicotine Replacement Therapy
Ambulance
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
Ambulance AttendanceFor Ambulance attendances where you are not taken to hospital
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
2 attendances per person
Dental
See individual limits below
-
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
$400 combined limit with general dental and preventative dental -
Preventative dental$400 combined limit with No Gap Dental and general dental
$400 combined limit with No Gap Dental and general dental -
General dental$400 combined limit with No Gap Dental and preventative dental
$400 combined limit with No Gap Dental and preventative dental
Optical
$170 yearly limit
-
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$170 limit
Therapies and Other Health Services
See individual limits below
-
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$200 limit combined with Exercise Physiology, Chiropractic/Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Exercise PhysiologyIncludes hydrotherapy
$200 limit combined with Physiotherapy, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Chiropractic & Osteopathy
$200 limit combined with Physiotherapy, Exercise Physiology, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Acupuncture
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Remedial massage
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Myotherapy
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Dietetics, Psychology and Travel Vaccinations -
Dietetics
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Psychology and Travel Vaccinations -
Psychology
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics and Travel Vaccinations -
Travel VaccinationsFor approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
$200 limit combined with Dietetics, Acupuncture, Myotherapy, Remedial Massage, Physiotherapy, Exercise Physiology, Chiropractic/Osteopathy and Psychology.
Healthy Lifestyle
-
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$100 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$100 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$100 limit combined with Gym Membership and Nicotine Replacement Therapy
* Price includes cover for non-student dependants aged 23 and over.* Price excludes cover for non-student dependants aged 23 and over.
^ Waiting periods and yearly limits may apply.
Corporate products are available as standalone hospital or extras, or may be purchased in combination with other corporate products. Please see the Fact Sheet for more details.
Corporate products are available as standalone hospital or extras, or may be purchased in combination with other corporate products. Please see the Fact Sheet for more details.
# Gift cards value is subject to level of cover. Gift cards credit will be available via Wellplan Rewards after you’ve served your first 60 continuous days of paid membership and have activated your Wellplan Rewards portal via Online Member Services (OMS) before day 90 of membership. Read terms and conditions.
Understanding your Extras Cover
Waiting periods
A waiting period is the amount of time you have to wait after joining or upgrading until you can make a claim for a service or treatment.
Preventative Health Services
Preventative Health Services can offer practical support to help bring about positive change in members’ lives to help you get and stay healthy. They include things like losing weight, getting fit, quitting smoking, and working with a health coach to improve your general health and wellbeing. You’ll receive personalised and practical support plus information designed to bring about positive change giving you the tools needed to enjoy a longer, healthier and happier life.
To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.
To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.
Out-of-pocket costs
Extras cover can help you get money back on common health treatments that aren’t generally covered by Medicare. You’ll get either a percentage of the cost back, or a set dollar amount, on included Extras every time you claim, until you reach your yearly limit. Therefore, you only pay the difference between what you get back from Australian Unity and the cost set by your provider.
Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.
Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.
Recognised providers
We only pay benefits when you see a recognised provider in a private practice. Please contact us to check if your provider is recognised by us. Providers recognition conditions apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.
Why Choose Australian Unity?
Extensive hospital network
We have agreements with over 500 hospitals across Australia so you can access care where you need it and make the most of your cover.
Read more No gap dental cover
Get up to 100% back on selected preventative dental treatment when you visit any provider in our No Gap Dental Network.
Read more Manage your cover online
Log in to make claims, check your remaining limits, make payments, keep your details up to date and more.
Read more Get rewards and discounts
We offer our members a wide range of ongoing discounts and rewards so you will get more than just great health insurance.
Read more