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Find the right level of cover for your needs
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Cover requirements
Cover requirements
Corporate Lite Extras
From
$000*
Includes 4% direct debit discount
50% back extras cover for those looking for the basics with a flexible yearly limit, plus 100% back on optical and selected services through our No Gap Dental Network.
Cover includes non-student dependants aged 23 and over.
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
$400 combined limit with general dental and preventative dental -
Preventative dental$400 combined limit with No Gap Dental and general dental
$400 combined limit with No Gap Dental and general dental -
General dental$400 combined limit with No Gap Dental and preventative dental
$400 combined limit with No Gap Dental and preventative dental -
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$170 limit -
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$200 limit combined with Exercise Physiology, Chiropractic/Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Chiropractic & Osteopathy
$200 limit combined with Physiotherapy, Exercise Physiology, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Remedial massage
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$100 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$100 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$100 limit combined with Gym Membership and Nicotine Replacement Therapy
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
Ambulance AttendanceFor Ambulance attendances where you are not taken to hospital
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
2 attendances per person
-
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
$400 combined limit with general dental and preventative dental -
Preventative dental$400 combined limit with No Gap Dental and general dental
$400 combined limit with No Gap Dental and general dental -
General dental$400 combined limit with No Gap Dental and preventative dental
$400 combined limit with No Gap Dental and preventative dental
-
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$170 limit
-
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$200 limit combined with Exercise Physiology, Chiropractic/Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Exercise PhysiologyIncludes hydrotherapy
$200 limit combined with Physiotherapy, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Chiropractic & Osteopathy
$200 limit combined with Physiotherapy, Exercise Physiology, Acupuncture, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Acupuncture
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Remedial massage
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations -
Myotherapy
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Dietetics, Psychology and Travel Vaccinations -
Dietetics
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Psychology and Travel Vaccinations -
Psychology
$200 limit combined with Physiotherapy, Exercise Physiology, Chiropractic/ Osteopathy, Acupuncture, Remedial Massage, Myotherapy, Dietetics and Travel Vaccinations -
Travel VaccinationsFor approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
$200 limit combined with Dietetics, Acupuncture, Myotherapy, Remedial Massage, Physiotherapy, Exercise Physiology, Chiropractic/Osteopathy and Psychology.
-
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$100 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$100 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$100 limit combined with Gym Membership and Nicotine Replacement Therapy
Corporate Core Extras
From
$1982*
Includes 4% direct debit discount
60% back extras cover for a range of essential services including general and major dental, physical therapies and psychology, plus access to our No Gap Dental Network.
Cover includes non-student dependants aged 23 and over.
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
General dentalCovers most fillings and simple extractions
$600 limit combined with Preventative Dental, Root Canal, Gum Disease Treatments, Surgical Extractions, Crowns, Bridges & Dentures. -
Root canal, gum disease treatments & surgical extractions
$600 limit combined with Preventative Dental and General Dental, Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$600 limit combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions. -
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in a private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$220 limit -
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$450 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$450 limit combined with Physiotherapy and Exercise Physiology -
Remedial massage
$200 limit combined with Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations. -
Psychology
$200 limit combined with Dietetics, Acupuncture, Myotherapy, Remedial Massage and Travel Vaccinations. -
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$150 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$150 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$150 limit combined with Gym Membership and Nicotine Replacement Therapy
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
Ambulance AttendanceFor Ambulance attendances where you are not taken to hospital
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
2 attendances per person
-
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
Preventative dentalCovers selected services such as scale and clean, fluoride treatment and mouthguards.
$600 limit combined with General Dental, Root Canal, Gum Disease Treatments, Surgical Extractions, Crowns, Bridges & Dentures -
General dentalCovers most fillings and simple extractions
$600 limit combined with Preventative Dental, Root Canal, Gum Disease Treatments, Surgical Extractions, Crowns, Bridges & Dentures. -
Root canal, gum disease treatments & surgical extractions
$600 limit combined with Preventative Dental and General Dental, Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$600 limit combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions.
-
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in a private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$220 limit
-
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$450 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Exercise PhysiologyIncludes hydrotherapy
$450 limit combined with Physiotherapy and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$450 limit combined with Physiotherapy and Exercise Physiology -
Acupuncture
$200 limit combined with Remedial Massage, Myotherapy, Dietetics, Psychology and Travel Vaccinations. -
Remedial massage
$200 limit combined with Acupuncture, Myotherapy, Dietetics, Psychology and Travel Vaccinations. -
Myotherapy
$200 limit combined with Acupuncture, Remedial Massage, Dietetics, Psychology and Travel Vaccinations. -
Dietetics
$200 limit combined with Acupuncture, Myotherapy, Remedial Massage, Psychology and Travel Vaccinations. -
Psychology
$200 limit combined with Dietetics, Acupuncture, Myotherapy, Remedial Massage and Travel Vaccinations. -
Travel VaccinationsFor approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel.
$200 limit combined with Dietetics, Acupuncture, Myotherapy, Remedial Massage and Psychology.
-
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$150 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$150 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$150 limit combined with Gym Membership and Nicotine Replacement Therapy
Corporate Vital Extras
From
$3415*
Includes 4% direct debit discount
Comprehensive extras cover with 70% back and generous limits across a range of services including orthodontics, podiatry and pharmacy.
Cover includes non-student dependants aged 23 and over.
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
General dentalCovers most fillings and simple extractions
$700 limit combined with Preventative Dental -
Root canal, gum disease treatments & surgical extractions
$700 limit combined with Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$700 limit combined with Root Canal, Gum Disease Treatments & Surgical Extractions -
Orthodontics
$700 limit -
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$270 limit -
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$600 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$600 limit combined with Physiotherapy and Exercise Physiology -
Remedial massage
$250 limit combined Acupuncture, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
PodiatryExcludes podiatric surgery
$250 limit combined with Acupuncture, Remedial Massage, Myotherapy, Orthotics, Braces, Splints and Garments -
Psychology
$500 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Pharmacy and Travel Vaccinations -
PharmacyFor non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.
$500 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Psychology and Travel Vaccinations -
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$200 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$200 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$200 limit combined with Gym Membership and Nicotine Replacement Therapy
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
Ambulance AttendanceFor Ambulance attendances where you are not taken to hospital
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
2 attendances per person
-
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
Preventative dentalCovers selected services such as scale and clean, fluoride treatment and mouthguards.
$700 limit combined with General Dental -
General dentalCovers most fillings and simple extractions
$700 limit combined with Preventative Dental -
Root canal, gum disease treatments & surgical extractions
$700 limit combined with Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$700 limit combined with Root Canal, Gum Disease Treatments & Surgical Extractions -
Orthodontics
$700 limit
-
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$270 limit
-
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$600 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Exercise PhysiologyIncludes hydrotherapy
$600 limit combined with Physiotherapy and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$600 limit combined with Physiotherapy and Exercise Physiology -
Acupuncture
$250 limit combined with Remedial Massage, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
Remedial massage
$250 limit combined Acupuncture, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
Myotherapy
$250 limit combined with Acupuncture, Remedial Massage, Podiatry, Orthotics, Braces, Splints and Garments -
PodiatryExcludes podiatric surgery
$250 limit combined with Acupuncture, Remedial Massage, Myotherapy, Orthotics, Braces, Splints and Garments -
Orthotics, Braces, Splints and GarmentsOrthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.
$250 limit combined with Acupuncture, Remedial Massage, Myotherapy and Podiatry
-
Dietetics
$500 limit combined with Audiology, Speech, Eye, Occupational Therapy, Psychology, Pharmacy and Travel Vaccinations -
Audiology, Speech, Eye and Occupational Therapy
$500 limit combined with Dietetics, Psychology, Pharmacy and Travel Vaccinations -
Psychology
$500 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Pharmacy and Travel Vaccinations -
PharmacyFor non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.
$500 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Psychology and Travel Vaccinations -
Travel VaccinationsFor approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
$500 limit combined with Audiology, Speech, Eye, Occupational Therapy, Pharmacy along with Dietetics and Psychology
-
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$200 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$200 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$200 limit combined with Gym Membership and Nicotine Replacement Therapy
Corporate Premium Extras
From
$4915*
Includes 4% direct debit discount
Our highest corporate extras cover for those looking for all the bells and whistles. 75% back on a wide range of services including major dental, physical therapies, aids and devices and much more.
Cover includes non-student dependants aged 23 and over.
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
General dentalCovers most fillings and simple extractions
$1200 limit combined with Preventative Dental -
Root canal, gum disease treatments & surgical extractions
$1000 limit combined with Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$1000 limit combined with Root Canal, Gum Disease Treatments & Surgical Extractions -
Orthodontics
$800 limit -
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$320 limit -
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$800 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$800 limit combined with Physiotherapy and Exercise Physiology -
Remedial massage
$300 limit combined Acupuncture, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
PodiatryExcludes podiatric surgery
$300 limit combined with Acupuncture, Remedial Massage, Myotherapy, Orthotics, Braces, Splints and Garments -
Psychology
$700 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Pharmacy and Travel Vaccinations -
PharmacyFor non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.
$700 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Psychology and Travel Vaccinations -
Hearing aidsIncludes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 calendar years (does not apply to repairs)
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices, TENS Machines, Wheelchairs, Crutches, and Non-surgical Prostheses. -
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$250 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$250 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$250 limit combined with Gym Membership and Nicotine Replacement Therapy
-
Emergency AmbulanceWhere the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
Unlimited -
Ambulance AttendanceFor Ambulance attendances where you are not taken to hospital
Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.
Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.
2 attendances per person
-
No Gap Dental NetworkCovers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states.
Benefits claimed as No Gap Dental do not count towards the yearly limit -
Preventative dentalCovers selected services such as scale and clean, fluoride treatment and mouthguards.
$1200 limit combined with General Dental -
General dentalCovers most fillings and simple extractions
$1200 limit combined with Preventative Dental -
Root canal, gum disease treatments & surgical extractions
$1000 limit combined with Crowns, Bridges & Dentures -
Crowns, bridges and denturesA full denture replacement is limited to once every three years.
$1000 limit combined with Root Canal, Gum Disease Treatments & Surgical Extractions -
Orthodontics
$800 limit
-
OpticalFor prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$320 limit
-
PhysiotherapyIncludes sports physiotherapy and hydrotherapy
$800 limit combined with Exercise Physiology and Chiropractic and Osteopathy -
Exercise PhysiologyIncludes hydrotherapy
$800 limit combined with Physiotherapy and Chiropractic and Osteopathy -
Chiropractic & Osteopathy
$800 limit combined with Physiotherapy and Exercise Physiology -
Acupuncture
$300 limit combined with Remedial Massage, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
Remedial massage
$300 limit combined Acupuncture, Myotherapy, Podiatry, Orthotics, Braces, Splints and Garments -
Myotherapy
$300 limit combined with Acupuncture, Remedial Massage, Podiatry, Orthotics, Braces, Splints and Garments -
PodiatryExcludes podiatric surgery
$300 limit combined with Acupuncture, Remedial Massage, Myotherapy, Orthotics, Braces, Splints and Garments -
Orthotics, Braces, Splints and GarmentsOrthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.
Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.
$300 limit combined with Acupuncture, Remedial Massage, Myotherapy and Podiatry
-
Dietetics
$700 limit combined with Audiology, Speech, Eye, Occupational Therapy, Psychology, Pharmacy and Travel Vaccinations -
Audiology, Speech, Eye and Occupational Therapy
$700 limit combined with Dietetics, Psychology, Pharmacy and Travel Vaccinations -
Psychology
$700 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Pharmacy and Travel Vaccinations -
PharmacyFor non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.
$700 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Psychology and Travel Vaccinations -
Travel VaccinationsFor approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
$700 limit combined with Dietetics, Audiology, Speech, Eye, Occupational Therapy, Psychology, and Pharmacy -
Asthma pumps & Peak Flow MetersBenefit for each item is payable every 2 calendar years
$1,000 limit combined with Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices, TENS Machines, Non-surgical Prostheses, Wheelchairs, Crutches, and Hearing aids. -
Blood Glucose and Blood Pressure MonitorsBenefit for each item is payable every 2 calendar years
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, C-PAP/B-PAP Devices, TENS Machines, Non-surgical Prostheses, Wheelchairs, Crutches, and Hearing aids. -
C-PAP/B-PAP Devices and TENS MachinesTENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.
Benefit for each item is payable every 2 calendar years
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, Non-surgical Prostheses, Wheelchairs, Crutches, and Hearing aids. -
Wheelchairs and CrutchesFor hire or purchase of wheelchairs or crutches used in prevention or support post injury
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices, TENS Machines, Non-surgical Prostheses, and Hearing aids. -
Non-surgical ProsthesesBenefit for each item is payable every 2 calendar years (does not apply to wigs)
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices, TENS Machines, Wheelchairs, Crutches, and Hearing aids. -
Hearing aidsIncludes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 calendar years (does not apply to repairs)
$1,000 limit combined with Asthma Pumps and Peak Flow Meters, Blood glucose and Blood pressure monitors, C-PAP/B-PAP Devices, TENS Machines, Wheelchairs, Crutches, and Non-surgical Prostheses.
-
Gym MembershipCovers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition.
$250 limit combined with Nicotine Replacement Therapy and Skin Checks -
Nicotine Replacement TherapyCovers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA).
$250 limit combined with Gym Membership and Skin Checks -
Skin ChecksSkin Checks performed in private practice where no MBS item number is raised.
$250 limit combined with Gym Membership and Nicotine Replacement Therapy
* Price includes cover for non-student dependants aged 23 and over.* Price excludes cover for non-student dependants aged 23 and over.
^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.