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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

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Id' like cover for
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
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TOTAL FROM: $90.70 Monthly
30 day off cooling periodJoin now with peace of mind
96612F4D-7E4C-4DDF-A3C6-581A770EC7E9

Focus Extras

Focus in on the essentials with 60% back on key services. Plus, 100% back on Optical, selected dental services through our No Gap Dental Network and unlimited emergency ambulance .

From

$17.49*

Fortnightly Monthly Quarterly Yearly
Connection Timed Out. Please try again.

$ after April 1

$17.49*

Minimum direct debit period

/ Fortnightly

30 day cooling off period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
Lockton Unions & Associations Health Plan customers discount has been applied.

Extras cover benefits

  • Access to our No Gap Dental Network outside of your yearly limit, as well as cover for preventative, general and major dental

  • Cover for optical, physiotherapy, chiropractic, remedial massage, dietetics and more to stay healthy

  • Unlimited emergency ambulance and two ambulance attendances

Extras Fact Sheet

Focus Extras cover

Claim up to $2,300 per person per calendar year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

Emergency Ambulance

Where the transport is coded and
invoiced as emergency transport by a
recognised State Ambulance authority



Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.


Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited

100% of the cost

0 months

Ambulance Attendance

For Ambulance attendances where you are not taken to hospital


Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.



Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

2 attendances per person

100% of the cost

0 months

No Gap Dental Network

Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.

Benefits claimed as No Gap Dental do not count towards your yearly limit

100% of the cost for selected services at our No Gap Dental Network

0 months

Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General Dental

Covers most fillings and simple extractions

Root Canal, Gum Disease Treatments & Surgical Extractions

 

Crowns, Bridges & Dentures

$700 per person, $1400 per family

60% of the cost per item

0 months

0 months for selected diagnostic services

2 months

12 months

12 months

A full denture replacement is limited to once every three years

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$200 per person, $400 per family

Up to 100% of the cost per item

6 months

Physiotherapy

Including sports physiotherapy and hydrotherapy.

Exercise Physiology

Includes hydrotherapy

Combined maximum of $400 per person

60% of the consultation fee

2 months

2 months

Acupuncture

 

Remedial Massage

 

Myotherapy

 

Combined maximum of $200 per person

60% of the consultation fee

2 months

2 months

2 months

Chiropractic and Osteopathy

 

Combined maximum of $250 per person
60% of the consultation fee
60% of the chiropractic x-ray fee

Limit of one chiropractic x-ray per person

2 months

Dietetics

 

$200 per person

60% of the consultation fee

2 months

Psychology

 

$200 per person

60% of the consultation fee

2 months

Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$150 per person

60% of the cost per item

0 months

^ Waiting periods and yearly limits may apply.

Focus Extras cover cover

Claim up to $2,300 per person per calendar year

Extras covered

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Yearly limits (per person)

Unlimited

100% of the cost

Waiting Periods

0 months

For Ambulance attendances where you are not taken to hospital

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Yearly limits (per person)

2 attendances per person

100% of the cost

Waiting Periods

0 months

Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.

Yearly limits (per person)

Benefits claimed as No Gap Dental do not count towards your yearly limit

100% of the cost for selected services at our No Gap Dental Network

Waiting Periods

0 months

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

$700 per person, $1400 per family

60% of the cost per item

Waiting Periods

0 months

Covers most fillings and simple extractions

Yearly limits (per person)

$700 per person, $1400 per family

60% of the cost per item

Waiting Periods

0 months for selected diagnostic services

2 months

 

Yearly limits (per person)

$700 per person, $1400 per family

60% of the cost per item

Waiting Periods

12 months

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$200 per person, $400 per family

Up to 100% of the cost per item

Waiting Periods

6 months

Including sports physiotherapy and hydrotherapy.

Yearly limits (per person)

Combined maximum of $400 per person

60% of the consultation fee

Waiting Periods

2 months

Includes hydrotherapy

Yearly limits (per person)

Combined maximum of $400 per person

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $250 per person
60% of the consultation fee
60% of the chiropractic x-ray fee

Limit of one chiropractic x-ray per person

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

$200 per person

60% of the consultation fee

Waiting Periods

2 months

 

Yearly limits (per person)

$200 per person

60% of the consultation fee

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Yearly limits (per person)

$150 per person

60% of the cost per item

Waiting Periods

0 months

^ Waiting periods and yearly limits may apply.
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Enjoy no gap preventative
dental treatments

Get preventative dental treatment with no out-of-pocket costs (up to your yearly limit, depending on your level of cover) when you visit any provider in our No Gap Dental Network.

Covered treatments include :

  • Initial and preventative examination

  • Scale, clean and topical fluoride treatment

  • Custom mouthguards for protection during contact sports

The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
Lockton Unions & Associations Health Plan customers discount has been applied.

Focus Extras

From

$17.49*

Fortnightly Monthly Quarterly Yearly
Connection Timed Out. Please try again.

$ after April 1

$17.49*

Minimum direct debit period

/ Fortnightly

30 day cooling off period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.