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Your price
$0.00*
30 day cooling off period
Join now with peace of mind
30 day cooling off period
Join now with peace of mind
From
$39.58*
$ after April 1
$39.58*
Minimum direct debit period
/ Fortnightly
30 day cooling off period
Join now with peace of mind
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
Gilbert + Tobin staff discount has been applied.
Extras cover benefits
-
Benefits claimed as No Gap Dental do not count towards your yearly limit Cover for a wide range of dental including general dental, root canals, surgical extractions, crowns, bridges and dentures
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Physiotherapy, chiropractic, optical, remedial massage, podiatry and a range of additional benefits including health aids and emergency ambulance
Top Extras cover
Claim up to $9,150 per person per calendar year
Extras covered
Yearly limits (per person)
/what you get
back
Waiting periods
Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards.
Benefits claimed as No Gap Dental do not count towards your yearly limit.
100% of the cost for selected services at our No Gap Dental Network
0 months
$800 per person
Up to 100% of the cost per item
A lifetime maximum of $3,200 per person applies
12 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Covers most fillings and simple extractions
$1000 per person, $2000 per family
Set amounts per item
0 months
0 months for selected diagnostic services
2 months
A full denture replacement is limited to once every three years.
$1000 per person, $2000 per family
Set amounts per item
12 months
12 months
A full denture replacement is limited to once every three years.
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$300 per person, $600 per family
Up to 100% of the cost per item
6 months
Including sports physiotherapy and hydrotherapy.
Includes hydrotherapy
Combined maximum of $600 per person
$70 per consultation
2 months
2 months
Combined maximum of $400 per person
$50 per consultation
2 months
2 months
2 months
Excludes podiatric surgery
When recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice.
Combined maximum of $400 per person
$50 per podiatric consultation
Up to 80% of the cost per item
2 months
12 months
Combined maximum of $400 per person
$50 per consultation
$50 for a chiropractic x-ray
Limit of one chiropractic x-ray per person
2 months
TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.
For hire or purchase of wheelchairs or crutches used in prevention or support post injury.
Combined maximum of $500 per person
Up to 80% of the cost per item
12 months
Benefit for each item is payable every 2 calendar years
12 months
Benefit for each item is payable every 2 calendar years
12 months
Benefit for each item is payable every 2 calendar years
2 months
12 months
Benefit for each item is payable every 2 calendar years (does not apply to wigs)
Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs)
$1,000 per person
Up to 80% of the cost per item
12 months for items
2 months for repairs
Benefit for each item is payable every 3 years (does not apply to repairs)
$500 per person
$50 per consultation
2 months
Combined maximum of $400 per person
$80 per consultation
2 months
$600 per person
$100 per consultation
2 months
For non-prescription PBS pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and Supplements
$500 per person
Up to $50 per script
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
$250 per person
Up to $50 per script
0 months
A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.
Benefit applies where you are otherwise eligible to claim for the service, to cover additional out-of-pockets.
Claim must be accompanied by a communication from the school’ from ‘A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.
$200 per child dependant
Up to $200 of the out-of-pocket costs
0 months
For medically necessary treatment requiring a minimum return trip of 200km or more.
Combined maximum of $300 per membership
80% of the cost
2 months
Top Extras cover cover
Claim up to $9,150 per person per calendar year
Extras covered
Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
Benefits claimed as No Gap Dental do not count towards your yearly limit.
100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
$1000 per person, $2000 per family
Set amounts per item
Waiting Periods
0 months
Covers most fillings and simple extractions
Yearly limits (per person)
$1000 per person, $2000 per family
Set amounts per item
Waiting Periods
0 months for selected diagnostic services
2 months
Yearly limits (per person)
$1000 per person, $2000 per family
Set amounts per item
Waiting Periods
12 months
A full denture replacement is limited to once every three years.
Yearly limits (per person)
$1000 per person, $2000 per family
Set amounts per item
Waiting Periods
12 months
A full denture replacement is limited to once every three years.
Yearly limits (per person)
$800 per person
Up to 100% of the cost per item
A lifetime maximum of $3,200 per person applies
Waiting Periods
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
Yearly limits (per person)
$300 per person, $600 per family
Up to 100% of the cost per item
Waiting Periods
6 months
Including sports physiotherapy and hydrotherapy.
Yearly limits (per person)
Combined maximum of $600 per person
$70 per consultation
Waiting Periods
2 months
Includes hydrotherapy
Yearly limits (per person)
Combined maximum of $600 per person
$70 per consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person
$50 per consultation
$50 for a chiropractic x-ray
Limit of one chiropractic x-ray per person
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person
$50 per consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person
$50 per consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person
$50 per consultation
Waiting Periods
2 months
Excludes podiatric surgery
Yearly limits (per person)
Combined maximum of $400 per person
$50 per podiatric consultation
Up to 80% of the cost per item
Waiting Periods
2 months
When recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice.
Yearly limits (per person)
Combined maximum of $400 per person
$50 per podiatric consultation
Up to 80% of the cost per item
Waiting Periods
12 months
TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.
Yearly limits (per person)
Combined maximum of $500 per person
Up to 80% of the cost per item
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years
For hire or purchase of wheelchairs or crutches used in prevention or support post injury.
Yearly limits (per person)
Combined maximum of $500 per person
Up to 80% of the cost per item
Waiting Periods
2 months
Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs)
Yearly limits (per person)
$1,000 per person
Up to 80% of the cost per item
Waiting Periods
12 months for items
2 months for repairs
Benefit for each item is payable every 3 years (does not apply to repairs)
Yearly limits (per person)
$500 per person
$50 per consultation
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person
$80 per consultation
Waiting Periods
2 months
Yearly limits (per person)
$600 per person
$100 per consultation
Waiting Periods
2 months
For non-prescription PBS pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and Supplements
Yearly limits (per person)
$500 per person
Up to $50 per script
Waiting Periods
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
Yearly limits (per person)
$250 per person
Up to $50 per script
Waiting Periods
0 months
A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.
Benefit applies where you are otherwise eligible to claim for the service, to cover additional out-of-pockets.
Claim must be accompanied by a communication from the school’ from ‘A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.
Yearly limits (per person)
$200 per child dependant
Up to $200 of the out-of-pocket costs
Waiting Periods
0 months
For medically necessary treatment requiring a minimum return trip of 200km or more.
Yearly limits (per person)
Combined maximum of $300 per membership
80% of the cost
Waiting Periods
2 months
Enjoy no gap preventative
dental treatments
Get preventative dental treatment with no out-of-pocket costs (up to your yearly limit, depending on your level of cover) when you visit any provider in our No Gap Dental Network.
Covered treatments include :
-
Initial and preventative examination
-
Scale, clean and topical fluoride treatment
-
Custom mouthguards for protection during contact sports
Top Extras
From
$39.58*
$ after April 1
$39.58*
Minimum direct debit period
/ Fortnightly
30 day cooling off period
Join now with peace of mind
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.