Banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.
*Fees, charges and lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions, any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.
Click here to generate a home loan key facts sheet for specific information relating to the loan – including interest rate, repayments and fees. You can use this to compare other products on the market.
Please refer to Terms and Conditions before applying for any product. Australian Unity Bank Limited is covered by the Financial Claims Scheme, which protects depositors through the provision of a guarantee on deposits up to a cap (currently $250,000) per account holder, per authorised deposit-taking institution (ADI). For more information please view our page or the APRA website.
Information is correct as at 8 July 2024 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
Australian Unity, 271 Spring St, Melbourne, Victoria 3000
1Available for new loan applications only. Minimum loan amount $200,000. Other details on the home loans are available by contacting Australian Unity on 1300 407 011.
2Comparison Rate is based on a secured loan of $150,000 over a term of 25 years with monthly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Normal lending criteria apply. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
3Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
4By linking an eligible transaction account (offset account) to your variable rate home loan, any funds held in your offset account reduces the interest you pay on your loan. Interest charged on your loan is calculated on your variable rate home loan balance minus the funds held in your offset account. As we calculate interest on the difference, funds in your offset account reduce the amount of interest charged on your variable rate home loan, helping you pay it off sooner.
** For fixed rate loans, a break cost fee will apply. Refer to the loan fee schedule for more details.
^Free self serve redraw refers to self serve redraw when done via Internet banking or the mobile app. Staff assisted redraw will incur a fee. Please refer to the loan fee schedule for more details.
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